Financing

Explore ADU financing options including construction loans, home equity lines of credit (HELOCs), cash-out refinancing, and government programs that help fund your accessory dwelling unit project.

Building an ADU is a significant investment typically ranging from $100,000 to $400,000 depending on size, design, and location. Our financing guides compare loan products, explain how to calculate return on investment through rental income, and highlight state and local incentive programs that can reduce your out-of-pocket costs for ADU construction.